High-value homeowners’ risks are not like the others.
Our High Value Homeowners Program is not like the others either!
Designed to meet the needs of discerning clients, our program offers comprehensive protection and the flexibility you need for a wide range of property types.
🏠 Primary, Secondary, Seasonal, and Rental Properties
🛎️ Short-Term Rentals such as Airbnb
🚪 Vacant Homes
🏗️ Course of Construction — for renovations or ground-up builds without a labor law exclusion or warranty
💰 In-house authority up to $5M TIV, with the ability to refer risks up to $25M TIV
🏡 Flexible coverage for other structures — 10–40% of dwelling limit
🧾 Customizable personal property limits, with exclusions available
🚨 Loss of use coverage — minimums of 20% for primary homes and 10% for secondary or tenanted properties
🛡️ Personal liability options — $300K, $500K, or $1M per occurrence
When it comes to protecting exceptional homes, trust Flexible Agency to provide the coverage, service, and expertise your clients deserve. We’ve got you covered — for every scenario.
Visit our sister company, Stellar Marketing Services for Risk Reduction Services or Protective Safeguards Endorsements.
• Workers Compensation Review
• Cybersecurity Awareness Training
• Sexual Harassment Prevention Training
• LegalShield
Flexible Agency Inc is a boutique wholesale broker and program manager offering full-service access to niche insurance markets.
Relationships with the industry’s leading domestic, admitted and non-admitted insurance companies, as well as Lloyds of London, allow us to assess your specific risks and review policy coverage and forms to provide you with creative, alternative insurance coverage solutions in New York and New Jersey.
12 Little Neck Road, Suite 202
Centerport, NY 11721
Ecco Agency, Inc. – Retail Insurance
Stellar Marketing Services – Risk Reduction Services for Protective Safeguards Endorsements
